Happy fall y’all! Autumn is my absolute favorite season! It’s getting cooler, the leaves are changing, and the best holidays of the year are approaching. Fall is the perfect time for outdoor family activities and a great time for some cozy, guilt-free indoor time too. So I thought since today was the official first day …
106 Frugal Fall Family Activities Everyone Will Love Read More »
Do you want to start budgeting but don’t know how or where to start? Before my husband and I started budgeting, we spent money without any thought or plan. This led to enormous debt and no emergency fund. So, when we were hit with unexpected expenses, we were forced to go deeper into debt. We …
How to Create a Zero-Based Budget to Simplify Your Finances Read More »
We have been going over budget for the past couple of months and falling short of our money goals. The reasons being… Inflation! Every time I go to the grocery store, things are more expensive than the last time! Our tracking system is no longer working for us. Previously, we used a whiteboard in our …
How to Use EveryDollar App to Better Manage Your Money Read More »
Being a homeowner or renter means paying utility bills. Your electric or energy bill is the most important and probably the largest of them. Not too long ago, our electric bill was almost $400. Honestly, we didn’t give it much thought other than adulting sucks! But one day, while browsing my Nextdoor app, I saw …
Are you wondering if you can really save with cloth diapers? On average, families can expect to spend $2,000 on diapers until their child is ready to potty train. If that doesn’t seem like much, throw another kid or two in the mix. Now, we’re talking about a chunk of change! I used cloth diapers …
Do you know where your money goes every month? If you’re having a hard time answering, chances are you’re not tracking your expenses, and I’m pretty sure you’re not on a budget either. Budgeting and tracking your expenses go hand in hand. To stay on budget, you must know what and where your money is …
12 Important Reasons and Benefits of Tracking Your Expenses Read More »
As a family of five, our grocery budget can quickly get out of hand. Therefore, I have a list of super frugal meals that I rotate to keep my grocery budget within reason and my life easy. I start by planning my meals from what I already have on hand and then grocery shop weekly …
Do you need to make some extra money to make ends meet, pay down debt, or save for an upcoming expense or emergency fund? Often, we have a ton of stuff lying around that we spent way too much on. Therefore, a great way to make extra money is to sell the unwanted clutter around …
Ultimate Guide for How to Get Sales on Poshmark in 2022 Read More »
Your money mindset greatly influences how you handle your finances and, ultimately, your financial stability. You may be wondering what the heck is a money mindset? Great question! A money mindset is the beliefs and attitudes we have about money. You see, most of us don’t give much thought to how we actually spend money. We just …
You may or may not have heard of Dave Ramsey, and the controversial opinions people have for him. Dave is a no-nonsense personal finance expert, who went through his share of financial troubles, including bankruptcy. These financial hardships motivated him to gain control of his finances, and develop a financial plan that has helped nearly …
Dave Ramsey’s 7 Life-Changing Financial Baby Steps Read More »
