You may or may not have heard of Dave Ramsey, and the controversial opinions people have for him. Dave is a no-nonsense personal finance guru, who went through his share of financial troubles, including bankruptcy. These financial hardships motivated him to gain control of his finances, and develop a financial plan that has helped nearly …
Dave Ramsey’s 7 Financial Baby Steps and How They Can Change Your Life! Read More »
A spending freeze challenge is a great way to get you closer to your financial goals. It can help you to reset your budget, save extra money, or pay off debt. May was a pretty expensive month for us with family in town and a vacation planned. Although we had planned for it to be …
How to Rock a Spending Freeze Challenge to Save Money Read More »
Here lately, with the cost of pretty much everything up significantly, most of us are looking for ways to save money wherever we can. While coupon clipping is a great way to save, it can be time-consuming and tedious. Coupon clipping typically isn’t my thing, but cashback apps definitely are…I absolutely love cashback apps! Cashback …
13 Best PayPal Reward Apps to Earn Cashback on Your Shopping Read More »
Having an emergency fund helps ease the financial stress and anxiety of unexpected costs, such as a sudden car or home repair. According to CNBC, only 40% of American families have the money to cover a $1000 emergency. Therefore, leaving most families to take on debt in the event of an emergency. And having money saved …
30 Days to a $1000 Emergency Fund Challenge (with Free Emergency Fund Printable) Read More »
As inflation continues to grow, most of us feel the impact on our wallets. Our income seems insufficient, and we are forced to get creative in finding ways to save on groceries and other daily living items. Thankfully, we have our grandparents, who are more than happy to give us advice on how their grandparents …
Most of us have the occasional bout with overspending, but it can have a significant impact on our finances when it happens regularly. Small impulse buys that add up or spending large sums of money you don’t exactly have can lead to some serious consequences. For us, it was small insignificant purchases that added up …
4 Painful Consequences of Overspending and How to Stop Read More »
As the prices of groceries continue to rise, most of us are looking for ways to save on food costs. While some people turn to coupons to save money, most of us don’t have the time to clip coupons and strategize a shopping trip to use them. And if you’re not intentional with your grocery …
How to Save Money on Groceries Without Using Coupons Read More »
Have you ever wondered how people just pay cash for big-ticket items? Most of us think this is just a luxury of rich people while we reach for our credit cards to pay for those plane tickets or the new couch we need. Those “rich” people can pay cash for these expenses, not because they …
What Are Sinking Fund Categories and How to Use Them to Your Advantage Read More »
Do you want to start using cash envelopes for budgeting, or maybe you’re looking for something to better organize your money envelopes? Look no further! A cash envelope wallet will help you manage your cash envelopes easily and ensure you stick to your budget. When we first started using a cash envelope system, it amazed …
When we started our debt-free journey, we became laser-focused on budgeting and paying off debt. As a stay-at-home mom, it was my job to save our family as much as I could so we were able to reach our financial goals. I wore my frugality as a badge of honor (and still do!). But, as …
