Is your cable bill eating up a big part of your monthly budget? According to U.S. News, the average monthly cable bill is $217.42. That’s so much money to spend on TV! Before canceling our cable a couple of years ago, we paid around $1800 per year. The crazy thing is that we only watched a […]
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Staying on budget and overspending can be a huge issue for some people. Cash envelope budgeting can be a great way to keep your budget on track and help you save money. But you may need something to help you to stay organized on your journey. Therefore, a cash budgeting wallet will help you manage
14 Best Cash Envelope Wallets For Your Money in 2023 Read More »
Are you wondering what to do with those spotted, brown, and mushy bananas on your counter? I know I am guilty of throwing those old bananas away because it seemed too time-consuming to do anything with them. But it’s such a waste! And with the cost of food nowadays, I’m not throwing a dang thing
38 Delicious and Really Easy Recipes for Overripe Bananas Read More »
You may have mastered budgeting, but what about the art of saving? Saving money is just as important as budgeting. It goes hand in hand if you want to live stress-free and debt-free. But you’re not just saving money for a rainy day. You’re creating sinking funds. Sinking funds are a system of saving for
23 Sinking Fund Categories to Help You Budget Better Read More »
Are you struggling with budgeting? Feeling frustrated because you have no idea what you’re doing. Each month you’re either going over budget or (worse) not sticking to your budget at all! I get it! And you’re not alone! According to The Penny Hoarder, over half of Americans (55% to be exact) don’t budget their money. Most
12 Reasons Why Budgets Fail and How to Fix It Read More »
It’s December and officially last minute for Christmas! Are you still trying to figure out how to get gifts for everyone on your list and stay on budget? A store-bought gift can be expensive, and with all the people you may have to buy for…it can get out of hand! Instead, try spreading holiday cheer
56 Totally Awesome Last Minute Cheap DIY Christmas Gifts Read More »
Do you ever wonder how people can afford to pay cash for big purchases? Most of us are quick to pull out the credit card when we want or need something. Having the cash to pay for these items is the luxury of a big paycheck, right? But that’s not the case at all. The
Everything You Need to Know About Sinking Funds for Beginners Read More »
You may have seen the new tik tok trend of cash-stuffing and been left wondering, does it really work? The short answer…yes! It really does work. Although, cash stuffing is not a new thing. In fact, it’s been around forever. How do you think people paid for stuff before the creation of credit cards? Cash stuffing
How to Start Cash Stuffing for Beginners in 2023 Read More »
With the most favorite time of year right around the corner, it’s time to start planning your Christmas budget (if you haven’t already). According to LendingTree, a third of Americans accumulated an average of $1249 of holiday debt last Christmas 2021. The sad thing is many are probably still paying for those credit cards. With 0%
How to Budget for Christmas: 15 Debt-Free Tips Read More »
Happy fall y’all! Autumn is my absolute favorite season! It’s getting cooler, the leaves are changing, and the best holidays of the year are approaching. Fall is the perfect time for outdoor family activities and a great time for some cozy, guilt-free indoor time too. So I thought since today was the official first day
106 Frugal Fall Family Activities Everyone Will Love Read More »
