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best cash envelope wallets

13 Best Cash Envelope Wallets For Your Money in 2022

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Overspending can be a big issue, and cash envelope budgeting can be a great way to keep your budget on track and help you save money. But you may need something to help you to stay organized on your journey.

Therefore, a cash budgeting wallet will help you manage your cash envelopes easily and ensure you stick to your budget.

When we first started using a cash envelope system, it amazed me how easy it was to stay on budget and save so much money. But, carrying them in the bottom of my purse, where they were a jumbled mess, was not working for me.

I needed something functional to hold my envelopes to fully unlock my budgeting potential. So, I started using the Dave Ramsey wallet, which worked great for our needs. But nowadays, there are much more functional and stylish wallets out there.

So, today we’ll discuss the best cash envelope wallets to help you stay organized and manage your money like a rockstar.

Disclaimer:  This post may contain affiliate links. This means I receive a small commission, at no extra cost, if you purchase using the links below. Please see my earnings disclaimer for more details.


Here are the best cash envelope wallets for 2022

  1. Three Way Cut Envelope Budgeting System Wallet
  2. Anconkton All-in-One Leather Cash Envelope Wallet 
  3. Divvy Up Magnetic Cash Envelope Wallet
  4. Savvycents Cash System Wallet
  5. Saveyon Slim Budget Envelopes Wallet
  6. Bella Taylor Cash System Wallet
  7. Saveyon Cash Budget Wallet Organizer
  8. RNAIRNI Cash Envelope Wallet Binder
  9. Clever Fox Cash Envelopes Budget System
  10. Soligt Cash Envelope Wallet 
  11. Filofax Cash Envelope Wallet 
  12. JUSTSHIK Cash Envelope Wallet
  13. Ideaspace Money Organizer

Best cash envelope wallets and why they’re good

Let’s take a closer look at the best envelope wallets and why they’re a great idea to help you manage your money better.

Three Way Cut Envelope Budgeting System Wallet

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RFID protectionAll 12 envelopes may fight tightly depending on the amount of cash inside
Comes with a wristlet
Tabbed for easy envelope identification
Nice size wallet comparable to other wristlets
Envelopes are laminated and waterproof

The Three Way Cut wallet is a cute and affordable RFID-protected wristlet wallet. Inside it has plenty of room for your cards, a zippered pouch, and a pocket for a checkbook or receipts/coupons. The 12 laminated waterproof envelopes fit nicely into the binder, which can be removed if you need more room. At $22, this wallet is stylish and functional. 

This all-in-one cash envelope wallet system includes:

  • cash wallet with binder note
  • 12 monthly budget sheets
  • 12 tabbed laminated envelopes
  • 24 sticker labels
  • yearly budget sheet

Anconkton All-in-One Leather Cash Envelope Wallet

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Multiple different colorsZipper only comes in gold
Enough room for everything without being bulky
Zips up for added security
Very similar to Filofax organizer but with all the extras
Comes with a pen and extra stickers for more organization

This cash envelope wallet by Anconkton is a great alternative to a Filofax organizer. Inside, you’ll find tons of places for your cards and a zippered pouch for coins with pockets on either side to hold your checkbook, coupons, or receipts. You’ll find a removable binder note that holds 12 laminated waterproof envelopes. For $22, this wallet will be the perfect personal assistant to your finances. 

This all-in-one leather cash envelope wallet includes:

  • wallet
  • binder note
  • blank labels 
  • 12 budget envelopes
  • bookmark labels
  • 12 budget sheets
  • envelope system
  • pen

Divvy Up Magnetic Cash Envelope Wallet

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Generously sized for all you need to carryNot many color choices
Envelopes are reusable and machine washableOnly comes with 5 envelopes
Strong magnetic discs keep envelopes closed and stacked together
Zippered wallet for added security

The Divvy Up Wallet is a unique cash envelope system. It has plenty of space for your everyday items, with 12 slots for your cards and a zippered coin pouch with pockets on either side to hold your cash envelopes. The 5 removable cash envelopes are magnetic to keep them closed and neatly stacked. This $40 wallet is a great option to keep you on budget and give you better control of your money. If you just prefer the magnetic envelopes, you can get them here

The Divvy Up Wallet comes with:

  • wallet
  • 5 removable magnetic cash envelopes

Savvycents Cash System Wallet

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Accordion-style cash slots instead of envelopesOnly has 5 cash slots
Tons of slots for debit and credt cards
Removable wristlet
Available in many colors
Tabbed to make it easy to find what you’re looking for

The Savvycents Wallet is a classic-style wallet wristlet that uses an accordion-style file system instead of envelopes. It has 5 tabbed pockets to keep your cash in, with an additional pocket on the other side where your checkbook is held. It has ample room for your cards and ID. This $32 wristlet is a great option to organize your money, but if you prefer more than 5 envelope slots, you may want to look for another wallet. 

Saveyon Slim Budget Envelope Wallet

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RFID blocking protectionOnly 3 slots are RFID protected
Tons of slots for credit and debit cards
Double-sided budget sheets
Lifetime access to the Saveyon free printable library
Removable wristlet

The Saveyon Slim Budget Wallet is an all-in-one compact budgeting system for under $30. It has RFID-blocking protection in 3 slots and zips up for added money security. The wallet has six plastic money envelopes and tabbed double-sided budget tracking sheets to keep you organized. Also included with your purchase, you get access to the entire Saveyon free printable library to help you manage your budget. 

The Saveyon Slim Budget Wallet includes:

  • wallet
  • 6 plastic tabbed horizontal budget envelopes
  • label stickers
  • 12 budget tracking sheets
  • yearly budget sheet

Bella Taylor Cash System Wallet

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RFID protectionOnly 8 cash slots if you need more
Envelopes are deep enough to fit a passport
Generously sized with tons of room for cards and checkbook
Accordion-style cash slots
Zippered envelope section

The Bella Taylor Wallet is a generously sized wallet that offers an accordion-style file system to organize your money. Although the price is steep at $45, it is a well-thought-out wallet that has everything you need. It has 8 interior labeled cash slots to use in place of envelopes, all in their own zippered section. This wallet has enough room for your cards, checkbook, and a zipper pouch for your coins. 

Saveyon Cash Budget Wallet Organizer

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RFID protectionMay be bulky with a binder note depending on what you hold in it
Tabbed durable plastic envelopes
Removable wristlet
Removable binder note for added room
Lifetime access to Saveyon free printable library

The Saveyon Cash Envelope Organizer is a binder and wallet all-in-one for $33! It offers RFID protection and plenty of room to hold your cards, coupons, and receipts. This wallet comes with 12 plastic tabbed vertical envelopes and 12 double-sided budget tracking sheets that fit into a removable binder note to keep you organized. In addition to your purchase, you will receive lifetime access to the Saveyon free printable library.

This wallet includes:  

  • wallet
  • 12 double-sided budget sheets
  • 24 envelope labels
  • 12 plastic tabbed vertical envelopes
  • calender
  • to-do lists
  • lifetime access to Saveyon free printable library

RNAIRNI Cash Envelope Wallet Binder

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RFID protectionCould be bulky depending on how much you put in it
Removable wristlet
Wallet and budget planner all-in-one
Comes with a marker held in place with pen loop
Removable binder for extra room

The RNAIRNI cash envelopes wallet is an all-in-one finance organizer for $34. It has RFID protection with zippered coin pouch and plenty of room for your cards and checkbook. In addition, this wristlet comes with a budget binder and planner, which is excellent for those who want to keep their finances and envelopes all in one place. 

The RNAIRNI wallet includes:  

  • wallet
  • removable wrist strap
  • binder note
  • 12 cash envelopes
  • 12 budget sheets
  • summary of the year
  • 5 dividers
  • 14 sticker labels
  • 1 ruler
  • calender
  • 14 monthly budget sheets
  • 54 weekly to-do lists
  • 14 monthly calendar sheets

Clever Fox Cash Envelopes Budget System

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Envelopes are tear-resistent and waterproofDoesn’t have all the function of a regular wallet
Comes with a carrying case
Extra room for cards, coupons, and coins

The Clever Fox Cash Envelope System is an excellent option for some who just need to keep their envelopes all in one place. This minimalist wallet comes with 12 durable tear-resistant envelopes. For under $20, it’s a great way to keep track of your envelopes.

The Clever Fox Cash Envelope System includes:

  • 12 envelopes
  • 12 budget trackers
  • envelope carrying case
  • quick start guide
  • summary of the year 

Soligt Cash Envelope Wallet

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Envelopes are laminated and durableEnvelopes open vertically at top which can make money hard to get out
Removable binder for added room
Has coupon slots
Zips up for added security

The Soligt all-in-one cash envelope wallet is a stylish and functional wallet for under $20. This wallet has tons of space for your cards, a zippered coin pouch, and a slot for coupons and receipts. The removable binder note keeps the laminated envelopes and budget sheets in place nicely. 

The Soligt wallet includes:

  • wallet
  • binder note
  • 12 budget sheets
  • 12 laminated vertical envelopes

Filofax Cash Envelope Wallet

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Multiple colorsNeed to buy all the inserts separately
Good quality
Fits any A6 planner
Zips for security

This Filofax Organizer is a trendy pick in the world of cash envelope wallets. The nearly $50 price tag is steep, but the quality is excellent. The downside is you have to buy all the inserts and envelopes separately, which can be costly. But you can find A6 planners and envelopes for it easily.

JUSTSHIK Cash Envelope Wallet

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Multiple colorsSome people didn’t like the design of the envelopes
Zips for security
Removable binder note
Coin pouch
Lare compartments to hold all your wallet items
Pen loop to hold your pen

The JUSTSHIK cash envelope budgeting system is a functional and stylish wallet with an affordable price. This wallet has a removable binder ring to hold the cash envelopes and a zippered coin pouch. It has plenty of room to store your cards (14 card slots, including window slots) and a ton more room to hold all the extras like your phone and checkbook.

The JUSTSHIK wallet includes:

  • wallet
  • binder note
  • 12 cash envelopes

Ideaspace Money Organizer with 5 Zippered Slots

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Zippered pockets for securitydoesn’t have all the bells and whistles of other wallets
Keeps you organized
Holds the essentials
Minimalist design

The Ideaspace cash wallet system is a good choice for travel or everyday use for the minimalist. It has 5 zippered pockets that can hold up to 40 bills and folds up for convenient carrying. You can assign the different categories of your everyday spending to each of the pockets to help keep your spending on track.

What to look for when choosing a cash envelope system wallet?

The cash envelope system you choose needs to be what will help you organize your money the best. So, think about what you want from your cash budget wallet. 

  • Do you prefer envelopes or an accordion-style cash system?  
  •  Do you want a binder clip to keep your budget planner in?  
  •  Is RFID technology essential for you?
  •  How many card slots do you need?
  •  Do you want to be able to carry your checkbook too?
best cash envelope wallets


A cash envelope system is great for keeping your budget on track and stopping overspending.

If you choose to use the cash envelope budgeting method, a functional envelope wallet will help you stay organized and maximize your savings potential.

Hopefully, this will help you choose the best cash envelope wallet for your money.
What wallet or system do you use to organize your money? Leave a comment below.

1 thought on “13 Best Cash Envelope Wallets For Your Money in 2022”

  1. That’s a smart idea. I advise my debt-free clients to switch to cash, but I never thought about a cash wallet. Bookmarking this for later.

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