Staying on budget and overspending can be a huge issue for some people. Cash envelope budgeting can be a great way to keep your budget on track and help you save money. But you may need something to help you to stay organized on your journey.
Therefore, a cash budgeting wallet will help you manage your cash envelopes easily and ensure you stick to your budget.
When we first started using a cash envelope system, it amazed me how easy it was to stay on budget and save so much money. But, carrying them in the bottom of my purse, where they were a jumbled mess, was not working for me.
I needed something functional to hold my envelopes to fully unlock my budgeting potential. So, I started using the Dave Ramsey cash envelope wallet. It worked great for our needs, but to be honest, it could have been more stylish! Nowadays, there are so many more functional (and stylish) wallets out there.
Related: How To Start Cash Stuffing For Beginners In 2023
So, today we’ll discuss the best cash envelope wallets to help you stay organized and manage your money like a rockstar.
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Table of Contents
Here are the best cash envelope wallets for 2023
- Three Way Cut Envelope Budgeting System Wallet
- Anconkton All-in-One Leather Cash Envelope Wallet
- The Savvy Spender with Magnetic Envelopes by Divvy
- Savvycents Cash System Wallet
- Saveyon Slim Budget Envelopes Wallet
- Bella Taylor Cash System Wallet
- Saveyon Cash Budget Wallet Organizer
- RNAIRNI Cash Envelope Wallet Binder
- Clever Fox Cash Envelopes Budget System
- Soligt Cash Envelope Wallet
- Filofax Cash Envelope Wallet
- JUSTSHIK Cash Envelope Wallet
- Ideaspace Money Organizer with 5 Zippered Slots
- BIAOTIE Large Capacity Wristlet Wallet
Best cash envelope wallets and why they’re good
Let’s take a closer look at the best envelope wallets and why they’re a great idea to help you manage your money better.
Three Way Cut Envelope Budgeting System Wallet
| Pros | Cons |
|---|---|
| RFID protection | All 12 envelopes may fight tightly depending on the amount of cash inside |
| Comes with a wristlet | |
| Tabbed for easy envelope identification | |
| Nice size wallet comparable to other wristlets | |
| Envelopes are laminated and waterproof |
The Three Way Cut wallet is a cute and affordable RFID-protected wristlet wallet. Inside it has plenty of room for your cards, a zippered pouch, and a pocket for a checkbook or receipts/coupons. The 12 laminated waterproof envelopes fit nicely into the binder, which can be removed if you need more room. At $22, this wallet is stylish and functional.
This all-in-one cash envelope wallet system includes the following:
- Cash wallet with binder note
- 12 Monthly budget sheets
- 12 Tabbed laminated envelopes
- 24 Sticker labels
- Yearly budget sheet
Anconkton All-in-One Leather Cash Envelope Wallet
| Pros | Cons |
|---|---|
| Multiple different colors | Zipper only comes in gold |
| Enough room for everything without being bulky | |
| Zips up for added security | |
| Very similar to Filofax organizer but with all the extras | |
| Comes with a pen and extra stickers for more organization |
This cash envelope wallet by Anconkton is a great alternative to a Filofax organizer. Inside, you’ll find tons of places for your cards and a zippered pouch for coins with pockets on either side to hold your checkbook, coupons, or receipts. You’ll find a removable binder note that holds 12 laminated waterproof envelopes. For $22, this wallet will be the perfect personal assistant to your finances.
This all-in-one leather cash envelope wallet includes the following:
- Wallet
- Binder note
- Blank labels
- 12 Budget envelopes
- Bookmark labels
- 12 Budget sheets
- Envelope system
- Pen
The Savvy Spender with Magnetic Envelopes by Divvy Up
| Pros | Cons |
|---|---|
| Generously sized for all you need to carry | Not many color choices |
| Envelopes are reusable and machine washable | Only comes with 5 envelopes |
| Strong magnetic discs keep envelopes closed and stacked together | |
| Zippered wallet for added security |
The Divvy Up Wallet is a unique cash envelope system. It has plenty of space for your everyday items, with 12 slots for your cards and a zippered coin pouch with pockets on either side to hold your cash envelopes.
The 5 removable cash envelopes are magnetic to keep them closed and neatly stacked. This $40 wallet is a great option to keep you on budget and give you better control of your money. If you just prefer magnetic envelopes, you can get them here.
The Divvy Up Wallet comes with the following:
- Wallet
- 5 Removable magnetic cash envelopes
Savvycents Cash System Wallet
| Pros | Cons |
|---|---|
| Accordion-style cash slots instead of envelopes | Only has 5 cash slots |
| Tons of slots for debit and credit cards | |
| Removable wristlet | |
| Available in many colors | |
| Tabbed to make it easy to find what you’re looking for |
The Savvycents Wallet is a classic-style wallet wristlet that uses an accordion-style file system instead of envelopes. It has 5 tabbed pockets to keep your cash in, with an additional pocket on the other side where your checkbook is held. It has ample room for your cards and ID. This $32 wristlet is a great option to organize your money, but if you prefer more than 5 envelope slots, you may want to look for another wallet.
Saveyon Slim Budget Envelope Wallet
| Pros | Cons |
|---|---|
| RFID blocking protection | Only 3 slots are RFID protected |
| Tons of slots for credit and debit cards | |
| Double-sided budget sheets | |
| Lifetime access to the Saveyon free printable library | |
| Removable wristlet |
The Saveyon Slim Budget Wallet is an all-in-one compact budgeting system for under $30. It has RFID-blocking protection in 3 slots and zips up for added money security. The wallet has six plastic money envelopes and tabbed double-sided budget tracking sheets to keep you organized. Also included with your purchase, you get access to the entire Saveyon free printable library to help you manage your budget.
The Saveyon Slim Budget Wallet includes the following:
- Wallet
- 6 Plastic tabbed horizontal budget envelopes
- Label stickers
- 12 Budget tracking sheets
- Yearly budget sheet
Bella Taylor Cash System Wallet
| Pros | Cons |
|---|---|
| RFID protection | Only 8 cash slots if you need more |
| Envelopes are deep enough to fit a passport | |
| Generously sized with tons of room for cards and checkbook | |
| Accordion-style cash slots | |
| Zippered envelope section |
The Bella Taylor Wallet is a generously sized wallet that offers an accordion-style file system to organize your money. Although the price is steep at $45, it is a well-thought-out wallet with everything you need. It has 8 interior labeled cash slots to use in place of envelopes, all in their own zippered section. This wallet has enough room for your cards, checkbook, and a zipper pouch for your coins.
Saveyon Cash Budget Wallet Organizer
| Pros | Cons |
|---|---|
| RFID protection | May be bulky with a binder note depending on what you hold in it |
| Tabbed durable plastic envelopes | |
| Removable wristlet | |
| Removable binder note for added room | |
| Lifetime access to Saveyon free printable library |
The Saveyon Cash Envelope Organizer is a binder and wallet all-in-one for $33! It offers RFID protection and plenty of room to hold your cards, coupons, and receipts. This wallet comes with 12 plastic tabbed vertical envelopes and 12 double-sided budget tracking sheets that fit into a removable binder note to keep you organized. In addition to your purchase, you will receive lifetime access to the Saveyon free printable library.
This wallet includes the following:
- Wallet
- 12 Double-sided budget sheets
- 24 Envelope labels
- 12 Plastic tabbed vertical envelopes
- Calendar
- To-do lists
- Lifetime access to Saveyon free printable library
RNAIRNI Cash Envelope Wallet Binder
| Pros | Cons |
|---|---|
| RFID protection | Could be bulky depending on how much you put in it |
| Removable wristlet | |
| Wallet and budget planner all-in-one | |
| Comes with a marker held in place with a pen loop | |
| Removable binder for extra room |
The RNAIRNI cash envelopes wallet is an all-in-one finance organizer for $34. It has RFID protection with zippered coin pouch and plenty of room for your cards and checkbook. In addition, this wristlet comes with a budget binder and planner, which is excellent for those who want to keep their finances and envelopes all in one place.
The RNAIRNI wallet includes the following:
- Wallet
- Removable wrist strap
- Binder note
- 12 Cash envelopes
- 12 Budget sheets
- Summary of the year
- 5 Dividers
- 14 Sticker labels
- 1 Ruler
- Calendar
- 14 Monthly budget sheets
- 54 Weekly to-do lists
- 14 Monthly calendar sheets
Clever Fox Cash Envelopes Budget System
| Pros | Cons |
|---|---|
| Envelopes are tear-resistant and waterproof | Doesn’t have all the functions of a regular wallet |
| Comes with a carrying case | |
| Extra room for cards, coupons, and coins |
The Clever Fox Cash Envelope System is an excellent option for some who just need to keep their envelopes all in one place. This minimalist wallet comes with 12 durable, tear-resistant envelopes. For under $20, it’s a great way to keep track of your envelopes.
The Clever Fox Cash Envelope System includes:
Soligt Cash Envelope Wallet
| Pros | Cons |
|---|---|
| Envelopes are laminated and durable | Envelopes open vertically at top which can make money hard to get out |
| Removable binder for added room | |
| Has coupon slots | |
| Zips up for added security |
The Soligt all-in-one cash envelope wallet is stylish and functional for under $20. This wallet has tons of space for your cards, a zippered coin pouch, and a slot for coupons and receipts. The removable binder note nicely keeps the laminated envelopes and budget sheets in place.
The Soligt wallet includes the following:
- Wallet
- Binder note
- 12 Budget sheets
- 12 Laminated vertical envelopes
Filofax Cash Envelope Wallet
| Pros | Cons |
|---|---|
| Multiple colors | Need to buy all the inserts separately |
| Good quality | |
| Fits any A6 planner | |
| Zips for security |
This Filofax Organizer is a trendy pick in the world of cash envelope wallets. The nearly $50 price tag is steep, but the quality is excellent. The downside is you have to buy all the inserts and envelopes separately, which can be costly. But you can find A6 planners and envelopes for it easily.
JUSTSHIK Cash Envelope Wallet
| Pros | Cons |
|---|---|
| Multiple colors | Some people didn’t like the design of the envelopes |
| Zips for security | |
| Removable binder note | |
| Coin pouch | |
| Large compartments to hold all your wallet items | |
| Pen loop to hold your pen |
The JUSTSHIK cash envelope budgeting system is a functional and stylish wallet with an affordable price of $21. This wallet has a removable binder ring to hold the cash envelopes and a zippered coin pouch. It has plenty of room to store your cards (14 card slots, including window slots) and a ton more room to hold all the extras like your phone and checkbook.
The JUSTSHIK wallet includes the following:
- Wallet
- Binder note
- 12 Cash envelopes
Ideaspace Money Organizer with 5 Zippered Slots
| PROS | CONS |
|---|---|
| Zippered pockets for security | Doesn’t have all the bells and whistles of other wallets |
| Keeps you organized | |
| Holds the essentials | |
| Minimalist design |
The Ideaspace cash wallet system is a perfect budget option for travel or everyday use for the minimalist. It has 5 zippered pockets that can hold up to 40 bills and folds up for convenient carrying. You can assign the different categories of your everyday spending to each of the pockets to help keep your spending on track. A great $16 wallet with simple features.
BIAOTIE Large Capacity Wristlet Wallet
| PROS | CONS |
|---|---|
| Holds a lot of things | Does not have window id slots |
| Tons of cute prints to pick from | |
| Waterproof | |
| Easy to clean |
The Biaotie wristlet is an adorable printed nylon wallet with 3 zippered pockets. It is perfect for holding cash envelopes, phones, and other small items you need to take. It is easy to clean and very roomy for its size. For less than $9, it’s a steal!
What to look for when choosing a cash envelope system wallet?
The cash envelope system you choose needs to be what will help you organize your money the best. So, think about what you want from your cash budget wallet.
- Do you prefer envelopes or an accordion-style cash system?
- Do you want a binder clip to keep your budget planner in?
- Is RFID technology essential for you?
- How many card slots do you need?
- Do you want to be able to carry your checkbook too?
- How big of a wallet do you need?
Conclusion
A cash envelope system is great for keeping your budget on track and helping you to stop overspending.
Even though it’s unnecessary, a functional envelope wallet will help you stay organized and maximize your saving potential if you use cash envelopes.
Hopefully, this will help you choose the best cash envelope wallet to manage your money.
Do you use cash envelopes? How do you keep them organized? Leave a comment below.
That’s a smart idea. I advise my debt-free clients to switch to cash, but I never thought about a cash wallet. Bookmarking this for later.