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Family Finance

financial baby steps

Dave Ramsey’s 7 Life-Changing Financial Baby Steps

You may or may not have heard of Dave Ramsey, and the controversial opinions people have for him. Dave is a no-nonsense personal finance expert, who went through his share of financial troubles, including bankruptcy.   These financial hardships motivated him to gain control of his finances, and develop a financial plan that has helped nearly …

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consequences of overspending

4 Painful Consequences of Overspending and How to Stop 

Most of us have the occasional bout with overspending, but it can have a significant impact on your finances when it happens regularly.  Small impulse buys that add up or spending large sums of money you don’t exactly have can lead to some serious consequences.  For us, it was small insignificant purchases that added up over …

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