Do you ever wonder how people can afford to pay cash for big purchases? Most of us are quick to pull out the credit card when we want or need something. Having the cash to pay for these items is the luxury of a big paycheck, right? But that’s not the case at all. The …
Everything You Need to Know About Sinking Funds for Beginners Read More »
You may have seen the new tik tok trend of cash-stuffing and been left wondering, does it really work? The short answer…yes! It really does work. Although, cash stuffing is not a new thing. In fact, it’s been around forever. How do you think people paid for stuff before the creation of credit cards? Cash stuffing …
How to Start Cash Stuffing for Beginners in 2023 Read More »
With the most favorite time of year right around the corner, it’s time to start planning your Christmas budget (if you haven’t already). According to LendingTree, a third of Americans accumulated an average of $1249 of holiday debt last Christmas 2021. The sad thing is many are probably still paying for those credit cards. With 0% …
Happy fall y’all! Autumn is my absolute favorite season! It’s getting cooler, the leaves are changing, and the best holidays of the year are approaching. Fall is the perfect time for outdoor family activities and a great time for some cozy, guilt-free indoor time too. So I thought since today was the official first day …
106 Frugal Fall Family Activities Everyone Will Love Read More »
Do you want to start budgeting but don’t know how or where to start? Before my husband and I started budgeting, we spent money without any thought or plan. This led to enormous debt and no emergency fund. So, when we were hit with unexpected expenses, we were forced to go deeper into debt. We …
How to Create a Zero-Based Budget to Simplify Your Finances Read More »
We have been going over budget for the past couple of months and falling short of our money goals. The reasons being… Previously, we used a whiteboard in our kitchen to track our spending. It had worked well in the past. But as our lives continue to get busier with school, soccer, and other activities, …
How to Use EveryDollar App to Better Manage Your Money Read More »
Being a homeowner or renter means paying utility bills. Your electric or energy bill is the most important and probably the largest of them. Not too long ago, our electric bill was almost $400. Honestly, we didn’t give it much thought other than adulting sucks! But one day, while browsing my Nextdoor app, I saw …
Are you wondering if you can really save with cloth diapers? On average, families can expect to spend $2,000 on diapers until their child is ready to potty train. If that doesn’t seem like much, throw another kid or two in the mix. Now, we’re talking about a chunk of change! I used cloth diapers …
Do you know where your money goes every month? If you’re having a hard time answering, chances are you’re not tracking your expenses, and I’m pretty sure you’re not on a budget either. Budgeting and tracking your expenses go hand in hand. To stay on budget, you must know what and where your money is …
12 Important Reasons and Benefits of Tracking Your Expenses Read More »
As a family of five, our grocery budget can quickly get out of hand. Therefore, I have a list of super frugal meals that I rotate to keep my grocery budget within reason and my life easy. I start by planning my meals from what I already have on hand and then grocery shop weekly …
