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How to Save Money on Groceries Without Using Coupons

How to Save Money on Groceries Without Using Coupons

9 Comments / Frugal Living / By Ashley

As the prices of groceries continue to rise, most of us are looking for ways to save on food costs. While some people turn to coupons to save money, most of us don’t have the time to clip coupons and strategize a shopping trip to use them.   And if you’re not intentional with your grocery …

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What are Sinking Funds

What Are Sinking Fund Categories and How to Use Them to Your Advantage

1 Comment / Family Finance / By Ashley

Have you ever wondered how people just pay cash for big-ticket items? Most of us think this is just a luxury of rich people while we reach for our credit cards to pay for those plane tickets or the new couch we need.   Those “rich” people can pay cash for these expenses, not because they …

What Are Sinking Fund Categories and How to Use Them to Your Advantage Read More »

best cash enveope wallets

11 Best Cash Envelope Wallets For Your Money

1 Comment / Family Finance / By Ashley

Do you want to start using cash envelopes for budgeting, or maybe you’re looking for something to better organize your money envelopes? Look no further! A cash envelope wallet will help you manage your cash envelopes easily and ensure you stick to your budget.   When we first started using a cash envelope system, it amazed …

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frugal vs cheap

The Revealing Differences Between Being Frugal vs Cheap

2 Comments / Frugal Living / By Ashley

When we started our debt-free journey, we became laser-focused on budgeting and paying off debt.  As a stay-at-home mom, it was my job to save our family as much as possible so we could reach our financial goals.   I wore my frugality as a badge of honor (and still do!). But, as we questioned every …

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ibotta tips and tricks

12 Awesome Ibotta Tips and Tricks to Earn the Most Cash Back

3 Comments / Frugal Living / By Ashley

Ibotta is easily one of my favorite cashback apps that I use. It’s my secret weapon to save on groceries and part of my weekly meal planning and grocery shopping routine. And since I have been using Ibotta since 2014, I thought I would share some Ibotta hacks that I have learned over the years. …

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4 Ironclad Reasons Store Credit Cards Are Bad

1 Comment / Paying Debt / By Ashley

Applying for a store credit card may seem like a good idea. Maybe you think it’s a good way to build credit, you need it to buy a new appliance, or you want it so you can basically live beyond your means.   But, store credit cards can be very risky, and I am here to …

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Frugal ’90s Summer Bucket List For Kids

1 Comment / Uncategorized / By Ashley

School ends this week for the kiddos, and more than ever, I am craving a laid-back summer.  I want to get our budget back on track and start saving money again.   Not only that, but I want to focus on getting a bit of my sanity back from the past year and a half, detoxing my …

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9+ Alternatives That Will Save Money On Cable TV

Leave a Comment / Family Life / By Ashley

If you’re trying to squeeze extra money out of your monthly budget, cutting your cable could be a great way to start. Before canceling our cable a couple years ago, we were paying around $1800 per year for it. The crazy thing is, we only watched a handful of channels. It was a complete waste …

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frugal laundry tips

15 Frugal Laundry Tips To Save Money

8 Comments / Frugal Living / By Ashley

I don’t know about you, but I spend soooo much time in the laundry room. As my family size has increased, so has the amount of laundry.  At one point, I even found myself googling how to save money doing laundry because it seemed like I was running the washer and dryer non-stop. Where does all the …

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5 Mandatory Bank Accounts Every Family Should Have

1 Comment / Frugal Living / By Ashley

After going through Financial Peace University, we found out we were doing a lot wrong when it came to our money…like pretty much everything! As we began our debt-free journey, we learned that we needed much more than just one bank account if we wanted to achieve financial freedom.     We realized we needed complete and …

5 Mandatory Bank Accounts Every Family Should Have Read More »

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Hi, I’m Ashley.  I’m a nurse turned stay at home mom to three wild kids.  We are a military family on one income, and managed to dig ourselves out of $227k of debt by living a simpler life on a budget.  So, join me as we continue (and hopefully help you) to find financial freedom through frugal living. Read more about me here…

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